I use my credit card 100% of the time. There are 2 reasons I do this:
I receive points for every dollar I spend, which in turn allows me to get free stuff after I accumulate enough points
Since I pay off the balance when I receive my statement, it's good for my credit score/health
I...
I wouldn't say 3 is that many... but I still have a hard enough time keeping up. Especially right now since both TWICE and NMIXX are both in the middle of a comeback... TWICE alone is a full time job keeping up with.
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