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I love cheese. Cheese and chocolate is two of mt favorite things...but nor chocolate covered cheese or cheese covered chocolate :llama_ramen:

I don't recall her wearing any odd hats lately so I'm probably good :llama_ramen:

Yes, if there's any money left by then. Society security is essentially a retirement tax...you pay it your entire life but that money isn't really yours...you pay it so that the previous generation can retire. So say you put 300k in there your entire life, that 300k doesn't belong to you...if...

Oh we have that too..its called Social Security...401k is optional and most young ppl wont opt into it until much later from what I've seen with most the younger ppl i've worked with. Social Security is also expected to run out before most ppl can benefit...so Iono how the US will fix this lol

The people in US is very bad at saving money. We're a credit nation, you wont believe how much of the US population is in debt. Most kids here don't put money into 401k until they're much into their adult years. :llama_ramen:

Cute :shycat:

Cute :shycat:

Loving the new look :shycat:

I'm not sure how effective this is.... I feel people will retirement accounts aren't going to listen to a young idol on financial advice :llama_ramen:

This is very....Psy-esque :llama_ramen:

She got that crazy look in her eyes :pandanoreaction:

This cheer is cheesier than Oishi... :llama_ramen:

Oh no... :ono:

Pretty but I wish they showed pookie side Nayeon :pepechill:

I'm starting to question whether the previous misses was actually me..or everyone else :llama_ramen:

Im not the target audience :llama_ramen:

Different pic, different praise :pepechill:

You call people who swim swimmers... You call people who climb climbers... You call people who wear hats... :llama_ramen:

I think this thread has proven my sight is just fine :llama_ramen:

I didn't even notice any water... I just like soft looking sweaters :llama_ramen: