Why do you want that? What the importance of an insurance??...
@Saythename17 @Kat_in_the_box @SethatKPOP @Lady_Grey @gayzone @vogue
Depends on what company you're looking at.
I have life insurance - any time that I get into an incident that causes in bodily harm like breaking an arm, I will receive money as a sort of relief for the fact that I may not be able to work due to my injuries (Though, my work will also pay me, but extra money is nice, right?). In the case of my insurance, if anyone in my family dies, or say that I die, there will be money paid out too to support me/my family for funeral charges and etc so it's not as directly out of pocket which can be expensive in itself.
It's not something that you
immediately need, however especially if you're someone more prone to accidents or perhaps in your second half of your age, it can be useful :)