Loans are stupid (2 Viewers)

[Day]

Adults of KPS can you tell me if you've had bad experiences getting loans?

Student, auto, personal, I don't care - yesterday someone tried to get me a loan for originally 15k and then the money going toward the loan company was 5k which brought my total to 20k NTM 5% interest over 144 months.... Theyre out here trying to kill us and this is just accepted as normal?

 

[Tickita]

I started repaying student loans last year. The whole interest concept or whatever is annoying.

 

[Day]

@badcrookshanks @Lovely_Cornchips I know you two are old and educated, how did loans treat you (if applicable)?

 

[lexus]

I’m still trying to off a 5k bill
I still don’t have a paper copy of my degree because of it

 

[Day]

I’m still trying to off a 5k bill
I still don’t have a paper copy of my degree because of it

Does the bank have it or the loan company? That's scary

 

[lexus]

Does the bank have it or the loan company? That's scary

The loan company unfortunately

 

[Day]

The loan company unfortunately

Rob them

 

[Lovely_Cornchips]

@badcrookshanks @Lovely_Cornchips I know you two are old and educated, how did loans treat you (if applicable)?

I saved up enough to where I was able to fully pay mine off before the COVID exemptions ended. So I had 0 interest which was amazing-that is the only loan I have ever done and it was for school. BUT I will say private loans are awful and I would try to avoid them as much as possible.

 

[Day]

I saved up enough to where I was able to fully pay mine off before the COVID exemptions ended. So I had 0 interest which was amazing-that is the only loan I have ever done and it was for school. BUT I will say private loans are awful and I would try to avoid them as much as possible.

I am so proud of you!!!

 

[ani07]

I never needed a loan

 

[MK3AM]

loans scare me and i might have to get a student loan

 

[badcrookshanks]

@badcrookshanks @Lovely_Cornchips I know you two are old and educated, how did loans treat you (if applicable)?

i was taught to never take loans, so i never did and never will

 

[athenaaa]

I’m going to fight the student loan people here

 

[athenaaa]

ignore double post 🤠🤠🤠

 

[Lovely_Cornchips]

I am so proud of you!!!

Thank you-but I agree loans are stupid. They are BEYOND frustrating.

 

[Yelena_Belova]

Never had to take a student loan and probably never will. I have a car payment and I hate the interest part of it. Good news is I should finish paying it off by the end of the summer, or at the latest by the end of the year, a year and a half (or less) from when I originally bought it.

 

[Yelena_Belova]

I’m going to fight the student loan people here

Thank goodness I'm safe. Go get them!

 

[Tickita]

I’m still trying to off a 5k bill
I still don’t have a paper copy of my degree because of it

They keep your diploma until you've repaid???

 

[Day]

They keep your diploma until you've repaid???

It doesn't surprise me since they keep your car title too but still